Travel & Hospitality Blueprint

Travel

Power Online Travel Agencies (OTAs), corporate travel management platforms, and tour operators. Issue dynamic single-use virtual cards for flight and hotel reservations, lock spend to exact itinerary amounts and dates, eliminate foreign transaction fees with wholesale FX, and automate cancellation refund matching.

System Architecture & Flow

DYNAMIC ITINERARY VIRTUAL CARD & FX LIFECYCLESingle-Use Security

Itinerary Booked

Traveler books flight or hotel package on your platform.

Single-Use Card

Platform creates dynamic virtual card locked to airline GDS / hotel PMS and exact fare.

Wholesale FX

Cross-border supplier charge converts at institutional interbank FX rate with 0% markups.

Auto Reconcile

Card self-terminates after charge, and any airline cancellation refund auto-maps to booking.

1Generate Single-Use Card Bound to Travel Booking

Create an ephemeral single-use card with an exact transaction ceiling, active time window matching the booking window, and airline/hotel MCC restriction.

POST /v1/cardsGenerate Itinerary Card

curl -X POST "https://api.sandbox.rookpayments.com/v1/cards" \
  -H "Authorization: Bearer rk_test_..." \
  -H "X-Program-ID: 7c9e6679-7425-40de-944b-e07fc1f90ae7" \
  -H "Content-Type: application/json" \
  -d '{
    "account_id": "acc_ota_treasury_01",
    "type": "single_use",
    "spending_limits": [
      { "amount": 84500, "interval": "per_authorization" }
    ],
    "controls": {
      "allowed_mccs": ["3000", "3001", "3058", "4511"],
      "valid_from": "2026-10-01T00:00:00Z",
      "valid_to": "2026-10-02T23:59:59Z"
    },
    "metadata": {
      "pnr": "K98ZX1",
      "carrier": "Delta Air Lines",
      "passenger": "Alexander Wright"
    }
  }'

2Process Multi-Currency Booking with Wholesale FX

When an international airline or European hotel charges in local currency (EUR/GBP/JPY), Rook applies mid-market interbank FX conversion without retail foreign exchange surcharges.

GET /v1/fx/quotesQuery Wholesale FX Rate

curl -X GET "https://api.sandbox.rookpayments.com/v1/fx/quotes?base_currency=USD&quote_currency=EUR&amount=75000" \
  -H "Authorization: Bearer rk_test_..." \
  -H "X-Program-ID: 7c9e6679-7425-40de-944b-e07fc1f90ae7"

3Automated Refund & Cancellation Reconciliation

If a trip is cancelled, airline refunds return directly to the terminated virtual card. Rook's ledger automatically matches the refund to the original PNR metadata.

EVENT transaction.refund.processedWebhook

{
  "event_id": "evt_ref_39812",
  "type": "transaction.refund.processed",
  "data": {
    "card_id": "crd_ota_singl_9912",
    "refund_amount": 84500,
    "currency": "USD",
    "original_transaction_id": "txn_delta_8819",
    "metadata": {
      "pnr": "K98ZX1",
      "auto_reconciled": true
    }
  }
}

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