POST
Simulate a return reversal
ENDPOINT/v1/simulate/return-reversal
Injects a return reversal on a SETTLED sandbox Transaction that
already has a RETURN event. Appends RETURN_REVERSAL, restores
the net settled amount, and leaves status SETTLED. Platform
events: transaction.updated and balance.updated. Transactions
without a RETURN reject this transition. Served only on the
sandbox host.
Authentication & Headers
| Header | Type | Requirement | Description |
|---|---|---|---|
| Authorization | string | REQUIRED | API key passed as an HTTP Bearer token: Bearer rk_live_... |
| X-Program-ID | UUID | PROGRAM-SCOPED | Program boundary UUID that scopes the issuing card, wallet, or transfer. |
| Content-Type | string | REQUIRED | Must be application/json. |
| Idempotency-Key | string | OPTIONAL | Unique UUID to prevent duplicate execution of financial creations or mutations. |
Request Body Schema
application/jsontransaction_idstringuuid
REQUIREDSettled Transaction whose latest `RETURN` to undo.
Response Codes & Schemas
200The Transaction after the return reversal posted.
application/json{
"id": "2b5f7a28-9c4d-4e01-a6f3-1d8e0b7c2354",
"object": "transaction",
"type": "CARD",
"wallet_id": "4d8f2a10-6c3e-4b91-9e5a-2f7c8d1e0b44",
"card_id": "0c4e8f16-2a7b-4d93-b5e1-8f3a6c9d0142",
"financial_account_id": "9b3e1c70-4d2a-4f86-8c1b-5e7a2d9f0c14",
"status": "SETTLED",
"transfer_ids": [
"6f2d8a41-3c7e-4b95-a1d0-8e5c2f7b9a63"
],
"result": "APPROVED",
"decline_reason": null,
"amounts": {
"authorization": {
"amount": 4280,
"currency": "USD"
},
"settled": {
"amount": 4280,
"currency": "USD"
},
"cardholder": {
"amount": 4280,
"currency": "USD"
},
"cardholder_conversion_rate": "1.000000",
"merchant": {
"amount": 4280,
"currency": "USD"
}
},
"merchant": {
"descriptor": "BLUE BOTTLE COFFEE",
"mcc": "5812",
"city": "Austin",
"state": "TX",
"country": "US",
"acceptor_id": "333301802529120"
},
"network": "VISA",
"network_risk_score": 120,
"pos": {
"entry_mode": "CHIP",
"terminal": {
"type": "POS",
"attended": true
}
},
"avs": {
"result": "MATCH",
"address": "MATCH",
"postal_code": "MATCH"
},
"digital_wallet_type": null,
"events": [
{
"id": "1a7c3e50-8b2d-4f19-a4c6-5e9f0d1b2843",
"type": "AUTHORIZATION",
"amount": {
"amount": 4280,
"currency": "USD"
},
"result": "APPROVED",
"decline_reason": null,
"rule_results": [
{
"rule_id": "8e4c1a92-2f70-4c45-9b3d-0a1e6f7c8290",
"name": "Block high-risk MCC",
"result": "ALLOW"
}
],
"created_at": "2026-08-27T14:22:00Z"
},
{
"id": "3c9e5f72-0d4f-4a2b-b6e8-7f1a2c3d4055",
"type": "CLEARING",
"amount": {
"amount": 4280,
"currency": "USD"
},
"result": "APPROVED",
"decline_reason": null,
"rule_results": [],
"created_at": "2026-08-27T14:22:10Z"
},
{
"id": "7f3b5c04-2e61-4c26-90d1-0a3b4c5d6178",
"type": "RETURN",
"amount": {
"amount": 4280,
"currency": "USD"
},
"result": "APPROVED",
"decline_reason": null,
"rule_results": [],
"created_at": "2026-08-27T16:40:00Z"
},
{
"id": "8a4c6d15-3f72-4d37-a1e2-1b4c5d6e7289",
"type": "RETURN_REVERSAL",
"amount": {
"amount": 4280,
"currency": "USD"
},
"result": "APPROVED",
"decline_reason": null,
"rule_results": [],
"created_at": "2026-08-27T16:45:00Z"
}
],
"created_at": "2026-08-27T14:22:00Z",
"updated_at": "2026-08-27T16:45:00Z"
}400Bad Request: malformed JSON, failed schema validation, or conflicting parameters.
application/json{
"error": {
"type": "invalid_request_error",
"code": "invalid_request",
"message": "invalid order by: foo. Valid options are: [created_at updated_at]",
"param": "order_by",
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/invalid_request"
}
}401Unauthorized: missing, malformed, or unknown API key.
application/json{
"error": {
"type": "authentication_error",
"code": "authentication_error",
"message": "A valid API key is required.",
"param": null,
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/authentication_error"
}
}403Forbidden: the API key is denied by RBAC, or it cannot access this
program. A resource that exists on another program or organization
returns `404 not_found`, not `403`.
application/json{
"error": {
"type": "permission_error",
"code": "permission_denied",
"message": "The API key cannot access this program.",
"param": "X-Program-ID",
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/permission_denied"
}
}404Not Found: unknown id, or the resource is not visible to this API key.
application/json{
"error": {
"type": "not_found_error",
"code": "not_found",
"message": "No card found for the given id.",
"param": "card_id",
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/not_found"
}
}409Conflict: incompatible state, or Idempotency-Key reused with a different body.
application/json{
"error": {
"type": "conflict_error",
"code": "conflict",
"message": "The card cannot be reissued from its current state.",
"param": null,
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/conflict"
}
}422Unprocessable Entity: the document is valid JSON but violates a business rule.
application/json{
"error": {
"type": "invalid_request_error",
"code": "insufficient_funds",
"message": "The source financial account does not have enough available balance.",
"param": "amount",
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/insufficient_funds"
}
}429Too Many Requests: the API key exceeded its rate limit.
application/json{
"error": {
"type": "rate_limit_error",
"code": "rate_limited",
"message": "Rate limit exceeded. Retry after the number of seconds in Retry-After.",
"param": null,
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/rate_limited"
}
}500Internal Server Error: unexpected failure. Retry with the same Idempotency-Key.
application/json{
"error": {
"type": "api_error",
"code": "internal_error",
"message": "An unexpected error occurred. Retry with the same Idempotency-Key.",
"param": null,
"request_id": "550e8400-e29b-41d4-a716-446655440000",
"doc_url": "https://docs.rookpayments.com/errors/internal_error"
}
}