GET

Retrieve an external bank account

ENDPOINT/v1/external-bank-accounts/{external_bank_account_id}

Returns a single linked bank account by id, including owner, type, last_four, routing_number, state, and verification_state. The full account number is never returned. This operation is program-scoped.

Authentication & Headers

Header	Type	Requirement	Description
Authorization	string	REQUIRED	API key passed as an HTTP Bearer token: `Bearer rk_live_...`
X-Program-ID	UUID	PROGRAM-SCOPED	Program boundary UUID that scopes the issuing card, wallet, or transfer.

Path Parameters

Parameter	Type	Requirement	Description
external_bank_account_id	string	REQUIRED	Unique identifier of the external bank account.

Response Codes & Schemas

200The requested external bank account.

application/json

{
  "id": "1b6d8f20-4c53-4a87-9e2d-0f5a7c8b3914",
  "object": "external_bank_account",
  "wallet_id": "4d8f2a10-6c3e-4b91-9e5a-2f7c8d1e0b44",
  "financial_account_id": "c8e2a4b6-1d3f-4a70-9c5e-7b0d2f4a6813",
  "type": "CHECKING",
  "owner": "Jane Doe",
  "owner_type": "PERSON",
  "nickname": "Jane Doe Checking",
  "user_defined_id": "bank_jane_checking_001",
  "address": {
    "line_1": "100 Main St",
    "line_2": null,
    "city": "Austin",
    "state": "TX",
    "postal_code": "78701",
    "country": "US"
  },
  "last_four": "6789",
  "routing_number": "021000021",
  "state": "ENABLED",
  "verification_state": "ENABLED",
  "verification_method": "MICRO_DEPOSIT",
  "verification_attempts": 1,
  "verification_failed_reason": null,
  "created_at": "2026-08-12T12:00:00Z",
  "updated_at": "2026-08-14T13:30:00Z"
}

400Bad Request: malformed JSON, failed schema validation, or conflicting parameters.

application/json

{
  "error": {
    "type": "invalid_request_error",
    "code": "invalid_request",
    "message": "invalid order by: foo. Valid options are: [created_at updated_at]",
    "param": "order_by",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/invalid_request"
  }
}

401Unauthorized: missing, malformed, or unknown API key.

application/json

{
  "error": {
    "type": "authentication_error",
    "code": "authentication_error",
    "message": "A valid API key is required.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/authentication_error"
  }
}

403Forbidden: the API key is denied by RBAC, or it cannot access this program. A resource that exists on another program or organization returns `404 not_found`, not `403`.

application/json

{
  "error": {
    "type": "permission_error",
    "code": "permission_denied",
    "message": "The API key cannot access this program.",
    "param": "X-Program-ID",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/permission_denied"
  }
}

404Not Found: unknown id, or the resource is not visible to this API key.

application/json

{
  "error": {
    "type": "not_found_error",
    "code": "not_found",
    "message": "No card found for the given id.",
    "param": "card_id",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/not_found"
  }
}

429Too Many Requests: the API key exceeded its rate limit.

application/json

{
  "error": {
    "type": "rate_limit_error",
    "code": "rate_limited",
    "message": "Rate limit exceeded. Retry after the number of seconds in Retry-After.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/rate_limited"
  }
}

500Internal Server Error: unexpected failure. Retry with the same Idempotency-Key.

application/json

{
  "error": {
    "type": "api_error",
    "code": "internal_error",
    "message": "An unexpected error occurred. Retry with the same Idempotency-Key.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/internal_error"
  }
}