POST

Create a management operation

ENDPOINT/v1/management-operations

Creates a transaction of type MANAGEMENT_OPERATION. The response is the Transaction; its id is the transaction_id used on every transaction endpoint. Posts an operator fee, dispute, reward, adjustment, or disbursement on a financial account. category and subtype must be a valid pair. Send Idempotency-Key so retries return the original operation instead of posting twice.

Authentication & Headers

Header	Type	Requirement	Description
Authorization	string	REQUIRED	API key passed as an HTTP Bearer token: `Bearer rk_live_...`
X-Program-ID	UUID	PROGRAM-SCOPED	Program boundary UUID that scopes the issuing card, wallet, or transfer.
Content-Type	string	REQUIRED	Must be `application/json`.
Idempotency-Key	string	OPTIONAL	Unique UUID to prevent duplicate execution of financial creations or mutations.

Request Body Schema

application/json

financial_account_idstringuuid

REQUIRED

Financial account to credit or debit.

amountobject

REQUIRED

Size to post. `amount` is a positive integer of minor units; `3500` with `USD` is $35.00.

Properties of amount

amountanyrequired

currencystringrequired

ISO 4217 alphabetic currency code.

directionstring

REQUIRED

Sign of `amount` relative to `financial_account_id`. `DEBIT` decreases available on that financial account. `CREDIT` increases it. `amount` is always non-negative; this field carries the sign.

Enum values:CREDITDEBIT

categorystring

REQUIRED

Reason for this operator adjustment. `MANAGEMENT_FEE` posts a fee. `MANAGEMENT_DISPUTE` posts dispute outcome. `MANAGEMENT_REWARD` posts a reward. `MANAGEMENT_ADJUSTMENT` is a manual correction. `MANAGEMENT_DISBURSEMENT` pays funds out.

Enum values:MANAGEMENT_FEEMANAGEMENT_DISPUTEMANAGEMENT_REWARDMANAGEMENT_ADJUSTMENTMANAGEMENT_DISBURSEMENT

subtypestring

REQUIRED

Subtype of `category`. `MANAGEMENT_FEE`: `LATE`, `NSF`, `ANNUAL`, `ATM`, `FOREIGN_TRANSACTION`, `OTHER`. `MANAGEMENT_DISPUTE`: `CHARGEBACK`, `REPRESENTMENT`, `WON`, `LOST`. `MANAGEMENT_REWARD`: `CASH_BACK`, `PROMO`, `POINTS_REDEMPTION`. `MANAGEMENT_ADJUSTMENT`: `GOODWILL`, `CORRECTION`, `CHARGE_OFF`, `WRITE_OFF`. `MANAGEMENT_DISBURSEMENT`: `DISBURSEMENT`. A mismatched pair returns `422`.

Enum values:LATENSFANNUALATMFOREIGN_TRANSACTIONOTHERCHARGEBACKREPRESENTMENTWONLOSTCASH_BACKPROMOPOINTS_REDEMPTIONGOODWILLCORRECTIONCHARGE_OFFWRITE_OFFDISBURSEMENT

memostring

optional

Descriptor shown on activity. Omit to leave null.

Response Codes & Schemas

201The management operation was created.

application/json

{
  "id": "4e8a2c70-1d45-4f93-b6e0-7a9c3d1f6402",
  "object": "transaction",
  "type": "MANAGEMENT_OPERATION",
  "status": "SETTLED",
  "transfer_ids": [
    "6f2d8a41-3c7e-4b95-a1d0-8e5c2f7b9a63"
  ],
  "amount": {
    "amount": 3500,
    "currency": "USD"
  },
  "wallet_id": "4d8f2a10-6c3e-4b91-9e5a-2f7c8d1e0b44",
  "financial_account_id": "9b3e1c70-4d2a-4f86-8c1b-5e7a2d9f0c14",
  "direction": "DEBIT",
  "category": "MANAGEMENT_FEE",
  "memo": "Late fee cycle 2026-08",
  "events": [
    {
      "id": "1c4e6f92-3d79-4a02-b5c8-2f0d7e1a4953",
      "type": "CREATED",
      "amount": {
        "amount": 3500,
        "currency": "USD"
      },
      "result": "APPROVED",
      "financial_account_id": "9b3e1c70-4d2a-4f86-8c1b-5e7a2d9f0c14",
      "created_at": "2026-08-15T08:00:00Z"
    },
    {
      "id": "2d5f7a03-4e80-4b13-c6d9-3a1e8f2b5064",
      "type": "SETTLED",
      "amount": {
        "amount": 3500,
        "currency": "USD"
      },
      "result": "APPROVED",
      "financial_account_id": "9b3e1c70-4d2a-4f86-8c1b-5e7a2d9f0c14",
      "created_at": "2026-08-15T08:00:01Z"
    }
  ],
  "created_at": "2026-08-15T08:00:00Z",
  "updated_at": "2026-08-15T08:00:01Z",
  "subtype": "LATE",
  "result": "APPROVED"
}

400Bad Request: malformed JSON, failed schema validation, or conflicting parameters.

application/json

{
  "error": {
    "type": "invalid_request_error",
    "code": "invalid_request",
    "message": "invalid order by: foo. Valid options are: [created_at updated_at]",
    "param": "order_by",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/invalid_request"
  }
}

401Unauthorized: missing, malformed, or unknown API key.

application/json

{
  "error": {
    "type": "authentication_error",
    "code": "authentication_error",
    "message": "A valid API key is required.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/authentication_error"
  }
}

403Forbidden: the API key is denied by RBAC, or it cannot access this program. A resource that exists on another program or organization returns `404 not_found`, not `403`.

application/json

{
  "error": {
    "type": "permission_error",
    "code": "permission_denied",
    "message": "The API key cannot access this program.",
    "param": "X-Program-ID",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/permission_denied"
  }
}

404Not Found: unknown id, or the resource is not visible to this API key.

application/json

{
  "error": {
    "type": "not_found_error",
    "code": "not_found",
    "message": "No card found for the given id.",
    "param": "card_id",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/not_found"
  }
}

409Conflict: incompatible state, or Idempotency-Key reused with a different body.

application/json

{
  "error": {
    "type": "conflict_error",
    "code": "conflict",
    "message": "The card cannot be reissued from its current state.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/conflict"
  }
}

422Unprocessable Entity: the document is valid JSON but violates a business rule.

application/json

{
  "error": {
    "type": "invalid_request_error",
    "code": "insufficient_funds",
    "message": "The source financial account does not have enough available balance.",
    "param": "amount",
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/insufficient_funds"
  }
}

429Too Many Requests: the API key exceeded its rate limit.

application/json

{
  "error": {
    "type": "rate_limit_error",
    "code": "rate_limited",
    "message": "Rate limit exceeded. Retry after the number of seconds in Retry-After.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/rate_limited"
  }
}

500Internal Server Error: unexpected failure. Retry with the same Idempotency-Key.

application/json

{
  "error": {
    "type": "api_error",
    "code": "internal_error",
    "message": "An unexpected error occurred. Retry with the same Idempotency-Key.",
    "param": null,
    "request_id": "550e8400-e29b-41d4-a716-446655440000",
    "doc_url": "https://docs.rookpayments.com/errors/internal_error"
  }
}